Just Qualifying For Medicare? Two Signs You Need A Supplement Plan

There are a number of ways to qualify for original Medicare. If you have recently or are on the verge of turning 65 you can get the coverage as long as you have enough work credits. Or, perhaps you are younger than age 65 but have been diagnosed with a chronic illness and are no longer able to work. Regardless of which set of criteria you fit into, you now have the ability to add a supplement to your Medicare policy to round things out. Read More 

How Do Supplemental Premiums Work?

If you are interested in purchasing a Medicare supplement plan, you should know that there are several different options available to you. While original Medicare is purchased from the government directly on medicare.gov, Medicare Supplement plans are purchased from individual insurance companies. Most major health insurance companies have a separate branch of the organization that works with Medicare beneficiaries, offering supplemental and advantage plans. Fortunately, all supplemental plans are standardized, meaning that no matter where you purchase your supplemental plan you will enjoy the same benefits. Read More 

Critical Factors That Play Into Your New Health Insurance Quotes

When you need new health coverage, you may want to get several prices before deciding what one to buy. However, if you have never purchased this type of policy, then you may not know for sure what factors go into figuring out your price. Before you shop for new policies, you need to realize what these factors are and adjust the ones within your control. You can then get several health insurance quotes that may fall better within your budget and accommodate your healthcare needs. Read More 

Advantage Plan Features For Coverage Not Included In Traditional Medicare

Senior citizens must make key decisions when enrolling in the Medicare benefits program. The basic parts of the benefits package, A and B, do not cover several aspects for which many seniors want insurance. The primary examples are dental and vision coverage. Optional Medicare Advantage plans provide this coverage, although the entire premium then will be somewhat higher. These are also known as Part C. Advantage Enrollment The initial Medicare Advantage enrollment takes place in April through June after a person has enrolled in Parts A and B. Read More 

Insurance Basics For Almost-26-Year-Olds

If you are getting kicked off your parent's insurance soon, you may need a quick refresher course in health insurance basics. There is a lot to know, and if you are not prepared, you may end up spending way more on health insurance than you need to. Here are a few explanations of health insurance lingo that you may need. Keep in mind that every insurance agency offers different plans. You may need to shop around in order to get the best deal. Read More